From the Eagle Tribune;
NH DOT may consider light at fatal crash scene
By Eric Parry
eparry@eagletribune.com
ATKINSON — A fatal motorcycle accident Monday on Route 111 may lead state transportation officials to put a traffic light at the scene of the crash.
Department of Transportation engineer Craig Green said yesterday morning that officials may take a look at the intersection of Hall Farm Road and Route 111 to determine if a traffic light is needed.
"We may want to take a closer look at that," Green said.
The DOT is considering putting a traffic light about a half mile away from Hall Farm Road at the intersection of West Road, Island Pond Road and Route 111, Green said.
Richard Beaulieu, 47, of Derry was killed Monday afternoon while driving east on Route 111. A box truck driven by Ryan McGonagle, 24, of Manchester pulled in front of Beaulieu. McGonagle was turning left on to Hall Farm Road and didn't see Beaulieu's motorcycle, according to Atkinson police Lt. William Baldwin.
Beaulieu wasn't wearing a helmet at the time.
Baldwin said Monday that he has been pleading with state DOT officials to put a traffic light at Hall Farm Road, but nothing has been done.
Traffic on Route 111 is heavy during the day, especially during commuting hours, and it can be dangerous attempting a turn on the road, Baldwin said.
He said yesterday he wasn't convinced a traffic light at the intersection of West Road and Route 111 would have much effect on safety at Hall Farm Road.
"I still think you're going to be taking a risk," Baldwin said.
State officials identified the Route 111 and West Road intersection as an area with a high number of traffic accidents last year. DOT officials recently met with town officials from Hampstead and Atkinson and are considering a traffic light as one option to make that area safer, Green said.
A public hearing will be held once the DOT designs a plan for the intersection, Green said. But no improvements are likely this construction season.
Green said yesterday that the DOT has not done any studies on whether a traffic light at the Route 111 and West Road intersection would have any effect on safety in that area.
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The purpose of this Blog is to pick up where the Atkinson Reporter has left off. "The King is dead, Long live the King!" This Blog is a forum for the discussion of predominantly Atkinson; Officials, People, Ideas, and Events. You may give opinion, fact, or evaluation, but ad hominem personal attacks will not be tolerated, or published. The conversation begun on the Atkinson Reporter MUST be continued!
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The purpose of this Blog is to pick up where the Atkinson Reporter has left off. "The King is dead, Long live the King!" This Blog is a forum for the discussion of predominantly Atkinson; Officials, People, Ideas, and Events. You may give opinion, fact, or evaluation, but ad hominem personal attacks will not be tolerated, or published. The conversation begun on the Atkinson Reporter MUST be continued!
This Blog will not fall to outside hacks from anyone, especially insecure public officials afraid of their constituents criticism.
Wednesday, August 12, 2009
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Atkinson police officer's widow faces foreclosure
By Eric Parry
eparry@eagletribune.com
CHESTER, N.H. — When Amy Lapham was a child, her favorite place was a field across the street from her parents' home on Fremont Road.
The area was still special to her in 2004, so she built a four-bedroom home with her husband, John, a former Atkinson police officer.
Now, Lapham, a mother of two boys, is being kicked out of her home, a year after her husband died from leukemia.
"I haven't even had a chance to grieve," Lapham said yesterday in the backyard of her home, which sits on six acres with a horse stable.
On July 1, Lapham received a letter from her mortgage company, Select Portfolio Services, saying it was going to foreclose on the house. It gave her 30 days to respond and then an auction would be scheduled.
She said she wrote back, pleading to refinance the mortgage, but instead the company responded with an auction date, Aug. 25.
"There was just no negotiating," she said.
Lapham's financial troubles haven't come as a surprise.
When they built the house, she said, the couple knew they were getting into an expensive mortgage, but didn't see any other options.
They had credit card debt and planned to refinance in a year or two.
Even before John died, they were falling behind on the mortgage, Amy said. But, she added, they were committed to staying in their home. John worked the midnight shift, but would regularly pick up detail jobs during the day to make extra money, she said.
After he died, she continued to pay the mortgage every month using John's life insurance money. But she took a gamble in February and stopped paying the mortgage. It was a gamble that didn't pay off.
The company she had been paying didn't own the mortgage, she said, and she couldn't think of any other way of finding the owner and trying to refinance.
"It was a 50/50 shot," said her mother, Noni Towle.
If she continued paying the mortgage, Amy said, the money from the life insurance would have run out within a year.
She also owes a lot more than the house is worth. Amy declined to reveal the balance of the mortgage, but the town's assessing records list the home at $432,900.
After John died in June 2008, Amy said she thought about selling the house, but it held too many memories for their two sons, Matt, 7, and Justin, 5.
The couple had planned on raising their two children at the home and she doesn't want them to feel the pain of losing a father and their home in the same year.
"Without the boys, I don't think I'd be fighting so hard," she said.
She thought she might have been able to generate some rental income, so she renovated the left side of her home into a two-bedroom apartment. But that has been put on hold and is still empty.
"If I could get a lower mortgage payment, I could get the house to pay for itself," she said.
All she needs is a little time, Amy said — she said she can make everything work.
She's been saving every penny and plans to go back to work, but not until she knows the fate of her house.
The couple had always planned that she would go back and finish her education degree once the boys were older, she said. But now she's not sure teaching will earn enough income.
Amy hopes to avoid the auction in 13 days, but she's not sure how that can happen. Even though she knows the family bought into a house they can't afford now, she still places some of the blame on the company who sold them the mortgage.
"The mortgage companies have to know these people can't afford these homes," Towle said.
If she does lose the home, Amy said, she will be forced to move across the street into her parents' home and be haunted by the sight of her old house every day.
"Whichever way it goes, I'm tired," she said.
The house is worth $432K and she owes more than it's worth.
She has a mortgage over $432K?
Amy hopes to avoid the auction in 13 days, but she's not sure how that can happen. Even though she knows the family bought into a house they can't afford now, she still places some of the blame on the company who sold them the mortgage.
"The mortgage companies have to know these people can't afford these homes," Towle said.
And the buyers didn't?? I feel bad about Officer Lapham but don't have any sympathy for people tat bit off more than the can chew!
"When they built the house, she said, the couple knew they were getting into an expensive mortgage, but didn't see any other options."
I guess they had to buy it, no choice.
"she said she can make everything work.
plans to go back to work, but not until she knows the fate of her house.
But now she's not sure teaching will earn enough income."
Any income is better than no income. I saw this on tv last week too. They just need a good plan (not like the last one) and income from a job to survive. It's sad to see someone so helpless when everyone is in the same boat but the rest of us manage.
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